This program is designed Only for owners who have Voluntarily given up a desire to continue to keep their property for whatever reason. While there are many scams out there This is NOT one of them (see bait & switch scam) We are not trying to trick anyone out of their home. We do not want your property unless you have decided that YOU do not want to pay the mortgage anymore and you have considered foreclosing and/or walking away and want us to deal with the property instead.(This is not for Homeowners who want a Loan Modification or Audit,.Only for those who want to give up their property).
You will be signing your property over to us. We will OWN YOUR PROPERTY. We are upfront, honest and ethical, not scammers or con artists. We are not trying to convince you to rent the house back from us (see lease/buyback scam) with the promise to sell it back to you later. Nor are we trying to strip you of any equity (see equity skimmers scam) because in almost every case nowadays there is none. This program once again is for homeowners who have decided to walk away but want to explore this alternative to foreclosure. We believe it is better to try this program than to foreclose voluntarily or involuntarily and stain your credit for at least seven to ten years.
If you cannot sell your property and it is vacant and you are paying the monthly mortgage note and you cannot afford it anymore, we have a program that will keep that monthly payment in your pocket to spend as you please! If your home is occupied and you cannot or will not pay the mortgage anymore, even if you are behind in payments, then this may be for you as well.
1.) WE'LL TAKE OVER YOUR HOUSE PAYMENTS SUBJECT TO THE EXISTING MORTGAGE
You transfer the home to us via a Trust and Warranty deed (we help you with the paperwork) and we’ll do the rest. IFG...WE PROVIDE FINANCIAL RELIEF NOW!
For the current homeowners who needs immediate assistance, we take over your mortgages for homes that qualify under our program, we acquire the home and relieve you of the financial payments to your mortgage company/lender. The worries of a vacancy, double payments, foreclosures, money for repairs, closing costs, or having your home remain for sale on the market month after month with the thousands of other homes not selling in this buyers market. We also do all of this with minimum closing fees to you for only $499 which saves you several hundreds of dollars in closing costs. We can also close with a Title Company or closing attorney if you prefer but you must pay the closing costs involved.
2.) WE MAKE ALL NECESSARY REPAIRS OR UPDATES
You have NOTHING to repair on the property thus saving you time and money to try to get your home ready for sale. We acquire your home "AS IS". You have enough to think about...don't worry about the shape your house is in! We've have seen everything! Remember we want you to get rid of the stress today!
3.) WE SPECIALIZE IN FINDING ALL TYPES OF BUYERS
We have a large database of potential buyers who can move into the property quickly. Because we already have potential Buyers lined up, we can offer the EASIEST AND QUICKEST solution to you! We will match the property with our Lease /Purchase client or Investor/assignee and then purchase the home at the end of the lease term. (12, 24, 36 months or more)
Our program is designed so that your monthly mortgage note is paid. This is an offer of Immediate Debt Relief and an alternative solution for you the (Homeowner) by solving your house problem this way (selling your home Subject To the existing Mortgage) and we can close in 10 days or less in many instances.
So If you need immediate debt relief and have run out of options, please give us a call to see if your home qualifies for our program, you never know.
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We understand that finances are tight and we are not charging any fees other than $99.00 for closing the transaction.
Remember our program is not predatory nor is it a scam. This program is specifically designed for homeowners who are considering walking away from their property or have walked away already and DON'T WANT or CAN'T PAY THE MORTGAGE ANYMORE. It's a better and another alternative to voluntary foreclosure. If nothing else worked try this.
So if you are a Home Owner or Real estate investor and maybe upside-down in your mortgage, can no longer handle the payments, just want out and attempted do a short sale, but there are no offers, turned down for a loan modification, the bank won't accept the deed, even foreclosure defense lawyers are just offering to just buy you more time. But for the investor or homeowner who just wants to get out and "stop the bleeding", the same questions comes up. "What are the alternatives when you realize you are seriously "upside-down" and can no longer afford to pay the mortgage? Is there an exit strategy other than walking away and allowing the bank to foreclose? What about my credit? As an investor, I'm not interested in buying more time in the property. I would let them foreclose, but I don't want the bank going after my other assets or ruining my credit."
"If you are "losing your shirt" and the kids are near starving, you have to make a decision- keep paying or not? What is your credit score really worth? We will never suggest that you do not pay your bills but, let's face it, does it really make sense to go bankrupt "supporting" an investment - whether it be a house or a lot of dirt? It is hard to believe that people will blindly use up their retirement money or the kid's college tuition fund to further compound an already bad situation. It's much more than advising one to not "throw good money after bad."
Its time again to start taking control of your life. You've already lost the investment money. The parcel of land/ house/ condo already has lost its value. We find that many owners are prepared to take the credit hit, if necessary, but they just don't want any other personal exposure. They just want to return the deed to the lender(deed in lieu)but most lenders won't do it if there is a second mortgage or the property is too upside down. And who wants the lender chasing them with a deficiency judgment for which the borrower may be personally liable for up to 20 years? The alternative? Our Mortgage Relief Program.